Kundinvolvering vid tjänsteutveckling : En studie om bankers kundinvolvering i dendigitala tjänsteutvecklingen

Sammanfattning: During the 21st century banks have been going through big changes due to both digitization and increase in competition from niche banks. Furthermore, there has been a decrease in customer satisfaction during the last decade. The purpose of this study is therefore to clarify how the banks act in their work to stay competitive by cater their customers’ needs through customer involvement. The objective of this study has been to conduct in-depth interviews with two of the four big banks of Sweden. In-depth interviews were chosen to, in the best way possible, examine the underlying factors, and how they act when involving customers.The results obtained from the in-depth interviews was then analysed starting from the framework of theory found about the subject to create a perception whether the banks’ work corresponds with the contemporary research about the subject of customer involvement and customer focus. The result from the analysis then gave the authors the insights that the banks where, in a much greater extent than was thought, where working with both customer involvement and questions about digitization. This through a clear customer focus and strategic planning of how to assimilate information about their customers. The conclusion of the study is that the banks’ work is in line with what the researchers are advocating in their research about how to cater to customers’ needs through customer involvement. The banks have thereby created a foundation from which they can develop services the in the best way possible cancreate satisfied customers.