Bankers identifieringsmetoder : Nu och i framtiden

Sammanfattning: Keywords: ID-method, internet, security, digitzing, bank Background: The digitizing of our society continues to grow and more parts of our lives is spent on the internet. The banks are one of the institutions that is at the forefront of this development since they established themselves on a early basis. The banks meeting points have since this establishment moved from the regular bank office out on the internet. A problem that has occurred during this transfer is the possibility to positive ID a customer in a virtual world. It is essential to offer the customer methods to identify themselves that are both safe and easy to use. Objective: The objective with this study is to describe the methods and technique that banks use to today and may use in the future. Method: A qualitative study with semi-structured interviews. The sample consisted of four different persons that from different angles is in contact with ID-methods. Result: The study shows some different security techniques that is used within ID-methods and safe communication today. The study gives an overview how encryption, SSL and digital signatures work. It also gives an overview over the most common threats against e-banking and its ID-methods. In the end the interviews is summarized. These interviews are conducted with people who look on ID-methods from different angles. Conclusion: ID-methods are already a part of people’s everyday lives and a development is inevitable to respond the increased demands which are placed on the users.