Sökning: "Cajsa Sernelin"

Hittade 1 uppsats innehållade orden Cajsa Sernelin.

  1. 1. Marketplace lending - A study of the relationship between alternative lenders and commercial banks

    C-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Författare :Anna Lindell; Cajsa Sernelin; [2020]
    Nyckelord :Marketplace Lending; FinTech; Consumer Credit; FAS 166 167; P2P lending;

    Sammanfattning : Using a conceptual framework developed by Tang (2019), this paper examines whether Marketplace lending platforms operate as substitutes or complements to bank lending in terms of borrower credit quality and loan size. Employing data on 85,660 loans funded by LendingClub from 2009-2012, we investigate the relative difference in U.S. LÄS MER