Sökning: "Credit cards"

Visar resultat 1 - 5 av 45 uppsatser innehållade orden Credit cards.

  1. 1. Buy Now, Pay Later: Assessing the Financial and Behavioral Implications for Gen-Z Consumers in the USA

    Magister-uppsats, Blekinge Tekniska Högskola/Institutionen för industriell ekonomi

    Författare :Feseha Gebeyehu; Avraam Mavridis; [2023]
    Nyckelord :BNPL; Gen-Z; Impulsive spending; Overconsumption; Debt; Credit; Financial Wellbeing;

    Sammanfattning : Background: The payment methods available to consumers for online purchases have evolved over time, with options ranging from debit and credit cards to e-wallets like PayPal and Apple Pay. Among these methods, Buy Now Pay Later (BNPL) has emerged as a significant payment method alternative. LÄS MER

  3. 2. Where did my money go? A practical investigation towards users’ overspending behavior on online payment solution.

    Master-uppsats, Uppsala universitet/Institutionen för informatik och media

    Författare :Hangning Zhang; [2022]
    Nyckelord :Credit card premium; Online payment solution; Financial management; UX Design; Human-Computer Interaction;

    Sammanfattning : When entering the age of information technology, cash payments were slowly been replaced by other methods including credit cards and online payment applications. On one hand, it brings convenience, on the other hand, people potentially spend more money than before. LÄS MER

  4. 3. BNPL Probability of Default Modeling Including Macroeconomic Factors: A Supervised Learning Approach

    Master-uppsats, KTH/Matematisk statistik

    Författare :Patrik Hardin; Robert Ingre; [2021]
    Nyckelord :Buy Now Pay Later; IFRS 9; Probability of Default; Expected Credit Loss; Macroeconomic factors; Machine Learning; Artificial Neural Network; XGBoost;

    Sammanfattning : In recent years, the Buy Now Pay Later (BNPL) consumer credit industry associated with e-commerce has been rapidly emerging as an alternative to credit cards and traditional consumer credit products. In parallel, the regulation IFRS 9 was introduced in 2018 requiring creditors to become more proactive in forecasting their Expected Credit Losses and include the impact of macroeconomic factors. LÄS MER

  5. 4. Scheduling in a Blockchain

    Master-uppsats, Linköpings universitet/Informationskodning

    Författare :Fabian Petersen; [2020]
    Nyckelord :;

    Sammanfattning : Fewer customers in Sweden are using cash in their everyday transactions than ever before. If this trend continues, then the Swedish payment system will, in a few years, be entirely controlled by private companies. LÄS MER

  7. 5. Faktorer som påverkar olika betalsätt online : En jämförelsestudie mellan faktura, kort och flera alternativ vid handel online.

    Kandidat-uppsats, Högskolan i Borås/Akademin för textil, teknik och ekonomi

    Författare :Adam Antila; Christian Ek; [2020]
    Nyckelord :Technology Acceptance Model; TAM; E-commerce; Payment methods online; Trust; Risk and Consumer behaviour.; Teknologiska acceptansmodellen; TAM; E-handel; Betalsätt online; Tillit; Risk och Konsumentbeteende.;

    Sammanfattning : E-handels snabba utveckling det senaste årtiondet har öppnat upp nya möjligheter för både företag och konsumenter och det har gjort att betalsätten förändrats. I takt med den tekniska utveckling som skett har även konsumenters intentioner och uppfattningar förändrats och faktorer som användbarhet, användarvänlighet, tillit och risk är starkt kopplat till köpbeteende online. LÄS MER