Sökning: "Fintech PSD2"

Visar resultat 1 - 5 av 20 uppsatser innehållade orden Fintech PSD2.

  1. 1. Navigating the Era of Open Banking: The Opportunities and Threats of Open Banking - a Case Study of Nordea and the Open Banking Ecosystem

    D-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Författare :Dennis Kiener; Ronaldo Sprenger; [2023]
    Nyckelord :Open Banking; PSD2; FinTech; Banks; Finance;

    Sammanfattning : Regulatory changes and shifts in technology enabled the rise of Open Banking. In this paper, we examine the opportunities and threats implied by Open Banking on traditional banks and the strategies on how to navigate the era of Open Banking, using Nordea as an example. LÄS MER

  2. 2. FinTech och den svenska banksektorn : En kvalitativ studie om FinTech utvecklingens inverkan i de svenska storbankerna

    Kandidat-uppsats, Södertörns högskola/Företagsekonomi

    Författare :Antoinette Moussally; Daniella Zanbil; [2022]
    Nyckelord :API; Cyberrisker; Digitalisering; Finansiella aktörer; FinTech; FinTechföretag; PSD2; Samarbete; Tredjepartsaktör;

    Sammanfattning : Digitalization is a comprehensive area today that is constantly evolving, with the aim of streamlining business processes to promote both individuals and companies. In line with today's ongoing development of digitalization, the growth of FinTech has had a major impact in the banking sector. LÄS MER

  3. 3. Framtida affärsmöjligheter med Open Banking

    Master-uppsats, Lunds universitet/Produktionsekonomi

    Författare :Erik Busk; Johan Harrysson; [2022]
    Nyckelord :Open Banking; Open Finance; Embedded Banking; PSD2; Technology and Engineering; Business and Economics;

    Sammanfattning : The banking industry is getting more data driven and one of the main drivers of this is the Open Banking phenomenon. Open Banking allows account holders to digitally transfer their banking data from their bank to third party companies, it also allows third party companies to initiate payments on behalf of an account holder. LÄS MER

  4. 4. De svenska bankernas strategiska riskhantering. En studie om det andra betaltjänstdirektivet, PSD2

    Kandidat-uppsats, Göteborgs universitet/Företagsekonomiska institutionen

    Författare :Sandra Barria Colliander; Lawin Anwar; [2021-06-01]
    Nyckelord :PSD2; Open Banking; Riskhantering; Fintech; Operativa risker; Betaltjänst; Bank;

    Sammanfattning : Problembakgrund: Det nya direktivet PSD2 främjar konkurrens och innovation på betaltjänstmarknaden, och ett krav med direktivet innebär att banker inte längre har monopol på kundernas information. Banker ska med kundens medgivande tillhandahålla information till tredjepartsaktörer. LÄS MER

  5. 5. Opportunity Exploration and Evaluation: in the Trend of Open Banking

    Magister-uppsats, KTH/Skolan för industriell teknik och management (ITM)

    Författare :Yuchen Hsiao; [2021]
    Nyckelord :Open banking; PSD2; Fintech; Challenger bank; Banking; Opportunity identification; Opportunity evaluation; Opportunity development; Embedded finance; Blue ocean strategy; Disruptive innovation; Open banking; PSD2; Fintech; Utmanarbank; Bankverksamhet; Identifiering av möjligheter; Utvärdering av möjligheter; Utveckling av möjligheter; inbäddad finansiering; Blue ocean-strategi; Disruptiv innovation;

    Sammanfattning : The concept of open banking is on the rise in the financial industry. Not only are banks taking an interest in this topic, but many financial technology start-ups are developing as well. One particular player can be considered challenger banks; they have gained a high degree of digital competence and agility to adapt to changes in the industry. LÄS MER