Sökning: "Lending cost"

Visar resultat 16 - 20 av 47 uppsatser innehållade orden Lending cost.

  1. 16. Optimization of Collateral allocation for Securities Lending : An Integer Linear Programming Approach

    Master-uppsats, KTH/Optimeringslära och systemteori

    Författare :Magnus Orrsveden; Emil Tarukoski; [2019]
    Nyckelord :Collateral Management; Collateral optimization; Operations Research; Linear Programming; Collateral Management; Collateral optimization; Operations Research; Linear Programming;

    Sammanfattning : Collateral management has, during the most recent years, been an increasingly important part of a bank’s operation. The bank is facing an allocation problem of how to post collateral to all its counterparties in order to mitigate the credit risk and the number of transactions that requires collateralization is increasing. LÄS MER

  2. 17. Banking Relationships and first-day IPO Performance - Evidence from ex-ante pricing of Swedish firms

    C-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Författare :Marcus Undén; Christoffer Begander; [2019]
    Nyckelord :Initial Public Offering; Underpricing; Information Asymmetries; Banking Relationships;

    Sammanfattning : The purpose of this thesis is to investigate how pre-Initial Public Offering (IPO) banking relationships affect the level of underpricing for Swedish firms. By studying a sample of 273 IPOs between 2014 and 2018, no support for a signaling effect that reduces information uncertainty for investors can be concluded since firms with a pre-IPO lending relationship do not experience a lower level of underpricing. LÄS MER

  3. 18. Petty Debt: A Comprehensive Examination of Michigan’s Deferred Presentment Industry and Its Growth between 2000-2018

    Kandidat-uppsats, Lunds universitet/Ekonomisk-historiska institutionen

    Författare :Kevin Ryan Richardson; [2019]
    Nyckelord :payday lending; payday lender; deferred presentment; Michigan; economic history; Detroit; recession; fringe banking; overdraft; poverty penalty; working poor; urban; financial services; inequality; Social Sciences;

    Sammanfattning : The payday lending industry in Michigan grew rapidly in the first decade of the 2000s, providing high-cost loans to borrowers with a damaged credit history and few other financial options. The typical clientele of payday lenders represents a specific socioeconomic demographic, wherein they are most often the ‘working poor’. LÄS MER

  4. 19. Increased regulation and higher capital requirements : The profitability of US banks during implementation of Basel III

    Magister-uppsats, Umeå universitet/Företagsekonomi

    Författare :Lars Edvardsson; Calle Nordlander; [2019]
    Nyckelord :Increased regulation; Basel III; Capital requirements; Implementation;

    Sammanfattning : Since the financial crisis in -08 there has been a need in regulating banks and their behavior. After a while, the Basel committee took action and started to work on the third version of the Basel framework, forcing banks to maintain higher equity and to be prepared for fast drops in liquidity on the market. LÄS MER

  5. 20. Costs and benefits of increased regulation : Empirical evidence on effects of Basel III capital ratios on Scandinavian banks

    Master-uppsats, Umeå universitet/Företagsekonomi

    Författare :John Stattin; [2018]
    Nyckelord :;

    Sammanfattning : Ever since the financial crisis, there have been calls for increased regulation of the banking industry. The Basel Accord took immediate action and introduced the third version of their Basel framework shortly after the crisis hit, increasing demands on bank capital and liquidity. LÄS MER