Sökning: "Life-cycle permanent income hypothesis"

Visar resultat 1 - 5 av 9 uppsatser innehållade orden Life-cycle permanent income hypothesis.

  1. 1. Individens sparande : En kvantitativ undersökning om individens sparande i relation till ålder

    Kandidat-uppsats, Karlstads universitet/Handelshögskolan (from 2013)

    Författare :Fiola Fejzullahi; Elin Westerlund; [2022]
    Nyckelord :Private saving; age; income; life cycle; Privat sparande; ålder; inkomst; livscykel;

    Sammanfattning : Title: The individuals private savings – A quantitative survey of the individualssavings in relationship to age Authors: Fiola Fejzullahi & Elin Westerlund Study topic: Business Economics, Administration Bachelor Theses, 15 hp Advisor: Bodil Sandén Differences in age can, based on economic theories, explain differences insaving and consumption behaviours for individuals. The study deals withprevious research and factors which explain how and why the individual saves. LÄS MER

  3. 2. Determinants of household savings : An international cross-country analysis to detect the determinants of household savings

    Magister-uppsats, Karlstads universitet/Handelshögskolan (from 2013)

    Författare :Cajsa Fredriksson; [2020]
    Nyckelord :Determinants of household savings; household savings; cross-country; social security; participation rate; old-age dependency rate; panel data; OECD;

    Sammanfattning : The purpose of this paper is to look into the determinants of household savings in an international cross-section. The focus is on the effects from social security, old-age dependency, participation rate and change in unemployment, among other variables as an addition to the disequilibrium saving hypotheses, which is the base theory for the savings function. LÄS MER

  4. 3. Amortization- What happens?

    Kandidat-uppsats, Lunds universitet/Nationalekonomiska institutionen

    Författare :Agnes Norberg; [2018]
    Nyckelord :Amortization; Loan-to-Income ratio; Finansinspektionen; KALP; Business and Economics;

    Sammanfattning : Abstract The amortization requirement stipulates that all new mortgages will be amortized in the interval between 50-70 per cent of the residence value; an additional, stricter, amortization applies if the mortgage exceeds 450 per cent of the individual´s gross annual income. The stricter amortization requirement is brand new, implemented the 1st of March 2018. LÄS MER

  5. 4. Determinants of the Household Savings Rate in Sweden

    D-uppsats, Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Författare :Sebastian Dypbukt Källman; Johanna Melinder; [2017]
    Nyckelord :Structural break; Uncertainty avoidance; Household savings rate; Cointegration; House prices;

    Sammanfattning : The Swedish household savings rate remains on elevated levels despite record high house prices, a buoyant Swedish economy, and aggressive monetary policy by the Swedish Riksbank. Utilizing cointegration techniques, this paper examines the long- and short-run determinants of the Swedish household savings rate during the period Q1:1980-Q3:2016. LÄS MER

  7. 5. Swedish Household Debt: Macroeconomic determinants of the household debt-to-income ratio

    Master-uppsats, Göteborgs universitet/Graduate School

    Författare :Fabian Lundbäck; Johan Martinsson; [2016-09-09]
    Nyckelord :Household debt-to-income; Life-cycle permanent income hypothesis; Cointegration; Vector autoregressive model; Error correction model;

    Sammanfattning : This paper describes how the rise in Swedish households’ debt-to-income ratio (DTIR) over the last 30 years can be explained based on macroeconomic implications. In particular, cointegrating relations are analysed based on a specified vector autoregressive (VAR) model, due to spurious estimations from the general OLS-regression. LÄS MER