Sökning: "bad loans"

Visar resultat 1 - 5 av 15 uppsatser innehållade orden bad loans.

  1. 1. Good Loan, Bad Loan Sustainability-linked loans and the quality of KPIs

    D-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Författare :Constantin Boden; [2023]
    Nyckelord :Sustainable Finance; Sustainability-linked loans; KPIs;

    Sammanfattning : Sustainability-linked loans (SLLs) have quickly grown to be the second-largest type of sustainable debt after green bonds. In theory, SLLs should incentivize borrowers to progress on sustainability objectives by linking the loan's interest margin to specific sustainability key performance indicators (KPIs). LÄS MER

  3. 2. Predicting Subprime Customers' Probability of Default Using Transaction and Debt Data from NPLs

    Master-uppsats, KTH/Matematisk statistik

    Författare :Lai-Yan Wong; [2021]
    Nyckelord :Credit Scoring Model; Probability of Default; Payment Behaviour; Subprime Customer; Non-performing Loan; Logistic Regression; Regularization; Feature Selection; Kreditvärdighetsmodell; Sannolikhet för Fallissemang; Betalningsbeteende; Högriskkunder; Nödlidandelån; Logistik Regression; Regularisering; Variabelselektion;

    Sammanfattning : This thesis aims to predict the probability of default (PD) of non-performing loan (NPL) customers using transaction and debt data, as a part of developing credit scoring model for Hoist Finance. Many NPL customers face financial exclusion due to default and therefore are considered as bad customers. LÄS MER

  4. 3. The Relation between Efficiency, Non-Performing Loans and Capitalization in the Nordic Banking Sector

    Magister-uppsats, Lunds universitet/Nationalekonomiska institutionen

    Författare :Vivien Quadt; Tuyen Nguyen; [2016]
    Nyckelord :Banking; Efficiency; Non-Performing Loans; Capitalization; Management Behavior; Business and Economics;

    Sammanfattning : This paper analyzes relationships between efficiency, non-performing loans and capitalization in the Nordic banking sector (Denmark, Finland, Norway, Sweden and Iceland) based on a panel dataset of 40 banks from the period of 2006 to 2015. Efficiency is measured by the ratio of non-interest expense to net operating income, the ratio of loan loss provision to total loans serves as a proxy for non-performing loans and capitalization is the ratio of equity to total assets. LÄS MER

  5. 4. Performance of Three Classification Techniques in Classifying Credit Applications Into Good Loans and Bad Loans: A Comparison

    Master-uppsats, Uppsala universitet/Statistiska institutionen

    Författare :Mohammad Ali; [2015]
    Nyckelord :;

    Sammanfattning : The use of statistical classification techniques in classifying loan applications into good loans and bad loans gained importance with the exponential increase in the demand for credit. It is paramount to use a classification technique with a high predictive capacity to ensure the profitability of the business venture. LÄS MER

  7. 5. ICT Adoption Among Tanzanian SMEs : Barriers Hindering Internet Use

    Magister-uppsats, Högskolan i Halmstad/Sektionen för ekonomi och teknik (SET)

    Författare :Mattias Runevad; Sandra Olofsson; [2014]
    Nyckelord :;

    Sammanfattning : Problem Tanzanian SMEs are experiencing rapid development and the emergence of ICT innovations related to business applications. However, the development is hindered by a number of barriers related to infrastructural, human capital and institutional issues. LÄS MER