Sökning: "credit institutions"
Visar resultat 21 - 25 av 175 uppsatser innehållade orden credit institutions.
21. Credit Modeling with Behavioral Data
Master-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)Sammanfattning : In recent years, the Buy Now Pay Later service has spread across the e-commerce industry, and credit modeling is inevitable of interest for related companies to predict the default rate of the customers. The traditional data used in such models are financial bureaus which include credit records bought from external financial institutions. LÄS MER
22. Peer-to-Peer lending and the Traditional banking industry : The relationship in the Swedish market from a managerial perspective
Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/FöretagsekonomiSammanfattning : Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking statement and numerous arguments could be made for its inevitable demise in the faceof the fast moving and highly innovative Fintech industry, the fact remains that the traditionalbanking industry still serves as the primary financial intermediary when it comes to almost all ofour financial needs. But what if this wasn't the case? The rise of the Fintech industry has broughtwith it a tidal wave of new innovations and technologies that have in more recent yearschallenged the traditional banking industries' unassailable position in the credit market. LÄS MER
23. Impact of Financial Literacy on Entrepreneurial Growth
Magister-uppsats, Uppsala universitet/Företagsekonomiska institutionenSammanfattning : The objective of this study is to examine the impact of financial literacy on entrepreneurialgrowth in Southern Nigeria. To achieve this, a qualitative research approach was employed.Twelve respondents were interview, and primary data were generated for this study viasemi-structured interview. LÄS MER
24. Probability of Default Term Structure Modeling : A Comparison Between Machine Learning and Markov Chains
Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistikSammanfattning : During the recent years, numerous so-called Buy Now, Pay Later companies have emerged. A type of financial institution offering short term consumer credit contracts. As these institutions have gained popularity, their undertaken credit risk has increased vastly. Simultaneously, the IFRS 9 regulatory requirements must be complied with. LÄS MER
25. Prediction of Short-term Default Probability of Credit Card Invoices Using Behavioural Data
Master-uppsats, KTH/Matematisk statistikSammanfattning : Probability of Default (PD) is a standard metric to model and monitor credit risk, a major risk facing financial institutions. Traditional PD models are used to forecast risk levels in the long-term, while short-term PD predictions are rarer, but they can support management decisions on an operational level. LÄS MER