Sökning: "kreditriskbedömning"
Hittade 5 uppsatser innehållade ordet kreditriskbedömning.
1. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden
Master-uppsats, KTH/Skolan för industriell teknik och management (ITM)Sammanfattning : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. LÄS MER
2. Ta en risk! Friskt vågat är hälften vunnet, inte sant? : En kvalitativ studie av svenska bankers riskstrategier och riskbedömning av privatpersoners konsumtionslån utan säkerhet
Kandidat-uppsats, Högskolan Väst/Avd för företagsekonomiSammanfattning : I dagens samhälle sporras konsumenter till att konsumera mer och mer. En anledning till att konsumenter idag konsumerar mer än tidigare är att pengar idag är mer lättillgängliga än de tidigare varit. Det har lett till att fler tar konsumtionslån, vilket är en riskfylld affär för de banker som bistår konsumenter med lån. LÄS MER
3. Machine Learning in Banking : Exploring the feasibility of using consumer level bank transaction data for credit risk evaluation
Master-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)Sammanfattning : The financial industry is changing rapidly as a result of the increasing digitization of financial and economic resources and services. With a continuous increase in online payments and decrease in the usage of physical currency a new data source of fine-grained payment activities describing consumer behaviour has emerged. LÄS MER
4. User interface suitable for credit risk management
Kandidat-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)Sammanfattning : Graphical User Interface, which is known as GUI, is a way for a person to communicate and interact with a system through icons or other visual indicators. A well designed and intuitive user interface is critical to the success of a system since it encourages a natural interaction between a user and a system, thus conveying information more clearly and efficiently to the user. LÄS MER
5. Credit Risk Assessment of Real Estate Companies : How does the Credit Assessment of Banks and Bond Investors Differ?
Master-uppsats, KTH/Fastigheter och byggandeSammanfattning : The vast majority of the Swedish real estate companies are to some extent financed by debt and are dependent on external capital when expanding their business. Swedish real estate companies have traditionally financed their business through bank loans, but as a result of – among other things – stricter regulations, an increasing share of the Swedish real estate companies seek funding in the capital market, and corporate bonds in particular have emerged as an alternative to bank loans. LÄS MER
