Sökning: "left-to-live-on"

Hittade 2 uppsatser innehållade ordet left-to-live-on.

1. 1. Forecast Modelling of Future Events that Affect the Repayment Capacity of Mortgages

   M1-uppsats, KTH/Hälsoinformatik och logistik

   Författare :Alexander Nordlund; Niklas Ålander; [2019]
   Nyckelord :Mortgage calculator; forecast modelling; loss of income; pension; foreign currency; depreciation; interest rate; left-to-live-on; surplus; deficit; Boendekalkyl; prognosmodellering; inkomstbortfall; pension; utländsk valuta; värdeminskning; ränta; kvar att leva på; överskott; underskott;

   Sammanfattning : The Swedish Financial Supervisory Authority introduced new guidelines and regulations on March 1, 2019. These regulations induced Swedish banks and other creditors to consider future events as a mean to improve their ability to determine the risk of debtors. A forecast generator was created as a tool to accomplish this. LÄS MER

3. 2. Amortization- What happens?

   Kandidat-uppsats, Lunds universitet/Nationalekonomiska institutionen

   Författare :Agnes Norberg; [2018]
   Nyckelord :Amortization; Loan-to-Income ratio; Finansinspektionen; KALP; Business and Economics;

   Sammanfattning : Abstract The amortization requirement stipulates that all new mortgages will be amortized in the interval between 50-70 per cent of the residence value; an additional, stricter, amortization applies if the mortgage exceeds 450 per cent of the individual´s gross annual income. The stricter amortization requirement is brand new, implemented the 1st of March 2018. LÄS MER