Sökning: "loan decision"

Visar resultat 1 - 5 av 73 uppsatser innehållade orden loan decision.

  1. 1. A Dual-Lens Approach to Loss Given Default Estimation: Traditional Methods and Variable Analysis

    Master-uppsats, KTH/Matematik (Avd.)

    Författare :William Jaeckel; Nicolai Versteegh; [2023]
    Nyckelord :Loss given default; estimering; jämförande studie; variabelanalys; kreditförvaltning; utlåning till små och medelstora företag; riskanalys; Loss given default; estimering; jämförande studie; variabelanalys; kreditförvaltning; utlåning till små och medelstora företag; riskanalys;

    Sammanfattning : This report seeks to thoroughly examine different approaches to estimating Loss Given Default through a comparison of traditional estimation methods, as well as a deeper variable analysis on micro, small, and medium-sized companies using primarily regression decision trees. The comparative study concluded that estimating loss given default depends heavily on business-specific factors and data variety. LÄS MER

  3. 2. Probability of Default Machine Learning Modeling : A Stress Testing Evaluation

    Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistik

    Författare :Tobias Andersson; Mattias Mentes; [2023]
    Nyckelord :Probability of Default; Machine Learning; Stress Testing; Logistic Regression; Decision Tree; Random Forest; Artificial Neural Network;

    Sammanfattning : This thesis aims to assist in the development of machine learning models tailored for stress testing. The main objective is to create models that can predict loan defaults while considering the impact of macroeconomic stress. LÄS MER

  4. 3. From Data to Decision: : Using Logistic Regression to Determine Creditworthiness

    Kandidat-uppsats, KTH/Matematisk statistik

    Författare :Joel Norling; Sami Abdu; [2023]
    Nyckelord :Bachelor Thesis; Scorecard modeling; Mathematical Statistics; Logistic Regression; Consumer Credits; Binning; Kandidatuppsats; Scorecard-modellering; Matematisk statistik; Logistisk regression; Konsumentkrediter; Binning;

    Sammanfattning : The development of scorecards for customer credit rating is a well-established field in the financial sector. The aim of this project, conducted in collaboration with a Swedish credit institute, was to develop a statistical model for predicting customer performance. LÄS MER

  5. 4. Konsumtionssamhällets påverkan på individers privata skuldsättning : En kvalitativ studie om unga kvinnors attityd och inställning av att använda sig av konsumtionskrediter

    Kandidat-uppsats, Södertörns högskola/Företagsekonomi

    Författare :Sara Sandström; Julia Schaumburger; [2023]
    Nyckelord :Konsumtionskredit; skuldsättning; delbetalning; faktura; kredit; lån; unga vuxna; impulsköp; beslutsfattande.;

    Sammanfattning : The consumer society is developing at a rapid pace, which also applies to today’s digitalization. As a result, new payment methods, such as installments and invoices, have become readily available and many companies are profiting and therefore encouraging consumers to use them. LÄS MER

  7. 5. GAN-Based Counterfactual Explanation on Images

    Magister-uppsats, Stockholms universitet/Institutionen för data- och systemvetenskap

    Författare :Ning Wang; [2023]
    Nyckelord :: Machine Learning; Counterfactual Explanation; GAN; DCGAN;

    Sammanfattning : Machine learning models are widely used in various industries. However, the black-box nature of the model limits users’ understanding and trust in its inner workings, and the interpretability of the model becomes critical. LÄS MER