Sökning: "loan management"

Visar resultat 1 - 5 av 102 uppsatser innehållade orden loan management.

  1. 1. Explainable Artificial Intelligence and its Applications in Behavioural Credit Scoring

    Master-uppsats, Stockholms universitet/Institutionen för data- och systemvetenskap

    Författare :Robert Iain Salter; [2023]
    Nyckelord :Behavioural Credit Scoring; Deep Learning; Machine Learning; Long Short-Term Memory; Default Prediction;

    Sammanfattning : Credit scoring is critical for banks to evaluate new loan applications and monitor existing customers. Machine learning has been extensively researched for this case; however, the adoption of machine learning methods is minimal in financial risk management. LÄS MER

  3. 2. Bankernas syn på utlåning till ägarlägenheter : En analys av bankernas syn på utlåning till privatbostad, investering och byggnation

    Kandidat-uppsats, Karlstads universitet/Handelshögskolan (from 2013)

    Författare :Emil Tysk; Gustav Baggström; [2023]
    Nyckelord :ownership apartment; banks; lending; risk; uncertainty; housing form; ägarlägenheter; banker; utlåning; risk; osäkerhet; bostadsform;

    Sammanfattning : År 2009 infördes bostadsformen ägarlägenheter i Sverige med syftet att bland annat öka bostadsproduktionen. Det har dock byggts betydligt färre ägarlägenheter än vad som var prognostiserat. Ett vanligt sätt att finansiera ett bostadsköp är genom att ta ett lån vilket gör att bankerna har ett betydande inflytande på bostadsmarknaden. LÄS MER

  4. 3. Unraveling earnings management: A comprehensive analysis of loan loss provisions under IFRS 9 and the influence of executive remuneration

    D-uppsats, Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Författare :August Forsell; Daan van Elk; [2023]
    Nyckelord :Loan loss provisions; Banks; IFRS 9; Earnings management; Executive remuneration;

    Sammanfattning : This study examines what impact the change from the Incurred Loss (IL) model under IAS 39 to the Expected Credit Loss (ECL) model under IFRS 9 had on earnings management through loan loss provisions (LLP). By studying a sample of listed European banks, our findings suggest that CEOs manage earnings through LLP but with different loss recognition practices under the two accounting regimes, recognizing fewer LLP under IAS 39 and more under IFRS 9. LÄS MER

  5. 4. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    Master-uppsats, Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Författare :Elmar Hajiyev; [2023]
    Nyckelord :Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Sammanfattning : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. LÄS MER

  7. 5. Probability of Default Machine Learning Modeling : A Stress Testing Evaluation

    Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistik

    Författare :Tobias Andersson; Mattias Mentes; [2023]
    Nyckelord :Probability of Default; Machine Learning; Stress Testing; Logistic Regression; Decision Tree; Random Forest; Artificial Neural Network;

    Sammanfattning : This thesis aims to assist in the development of machine learning models tailored for stress testing. The main objective is to create models that can predict loan defaults while considering the impact of macroeconomic stress. LÄS MER