Sökning: "mortgage interest"

Visar resultat 11 - 15 av 92 uppsatser innehållade orden mortgage interest.

  1. 11. Amorteringskravet och bolånebanker : En kvalitativ studie som analyserar bolånebankers dynamiska strategier och riskhanteringsmetoder efter införandet av det skärpta amorteringskravet

    Kandidat-uppsats, Södertörns högskola/Institutionen för samhällsvetenskaper

    Författare :Fatima Sauli; [2023]
    Nyckelord :Amortization requirement; mortgage; bank; risk management; household; interview;

    Sammanfattning : The Financial Supervisory Authority has introduced the amortization requirement in an attempt to reduce household indebtedness and prevent a speculative economy. However, the introduction of the requirement may lead to the emergence of a new banking market due to the developed rules. LÄS MER

  3. 12. Unconventional Monetary Policy in Scandinavia: A Local Projection Analysis of House Prices

    Master-uppsats, Lunds universitet/Nationalekonomiska institutionen

    Författare :Saga Karlsson; Liza Tchibalina; [2023]
    Nyckelord :Unconventional Monetary Policy; House Prices; Mortgage Interest Rates Transmission Mechanisms; Local Projections; Scandinavia; Business and Economics;

    Sammanfattning : This paper investigates the spillover effects of unconventional and conventional monetary policy measures on house prices in Denmark, Norway, and Sweden. Two notable results were found using the local projections method and data, including the years of the Covid Pandemic and the Invasion of Ukraine. LÄS MER

  4. 13. A Mixed-Method Case Study of Swedish Loan Officers' Mortgage Credit Decisions

    Master-uppsats, Uppsala universitet/Företagsekonomiska institutionen

    Författare :Leonard Ekberg; [2022]
    Nyckelord :Loan Officers; Judgment; Mortgage Credit Decisions; Inconsistency;

    Sammanfattning : This thesis purpose was to examine to what extent and why loan officers’ judgment influence mortgage credit decisions. A mixed method was used to collect primary data from loan officers’ at a Swedish commercial bank. LÄS MER

  5. 14. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process

    Kandidat-uppsats, Lunds universitet/Företagsekonomiska institutionen

    Författare :Jacob Skoglund; Leonard Ekberg; Pontus Govenius; [2022]
    Nyckelord :mortgage; credit assessment; loan officer; decision-making; bias; noise; kreditgivningsprocess; kredithandläggare; beslutsfattande; Business and Economics;

    Sammanfattning : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. LÄS MER

  7. 15. Ungdomar på bostadsmarknaden : En metastudie om unga vuxnas förutsättningar på bostadsmarknaden med startlån som alternativ lösning

    Kandidat-uppsats, KTH/Fastigheter och byggande

    Författare :Benjamin Karacic; [2022]
    Nyckelord :Youngsters; starting loan; FA-regions; condominium; tenancy; Ungdomar; startlån; FA-regioner; bostadsrätt; hyresrätt;

    Sammanfattning : Bakgrund: Oavsett ägandeform är det idag en utmaning för unga vuxna att lämna föräldrahemmet.Detta är resultatet av en icke fungerande bostadsmarknad som förvisso genomgått stora förändringarsedan införandet av bostadsrätt som ägandeform. LÄS MER