Sökning: "the life-cycle hypothesis"

Visar resultat 16 - 20 av 57 uppsatser innehållade orden the life-cycle hypothesis.

  1. 16. Determinants of household savings : An international cross-country analysis to detect the determinants of household savings

    Magister-uppsats, Karlstads universitet/Handelshögskolan (from 2013)

    Författare :Cajsa Fredriksson; [2020]
    Nyckelord :Determinants of household savings; household savings; cross-country; social security; participation rate; old-age dependency rate; panel data; OECD;

    Sammanfattning : The purpose of this paper is to look into the determinants of household savings in an international cross-section. The focus is on the effects from social security, old-age dependency, participation rate and change in unemployment, among other variables as an addition to the disequilibrium saving hypotheses, which is the base theory for the savings function. LÄS MER

  3. 17. Långsiktigt sparande hos Generation Y : Hur beteendefinansiella faktorer, finansiellbildning samt demografiska faktorer samvarierarmed svenska Generation Y:s långsiktiga sparande

    Magister-uppsats, Linköpings universitet/Företagsekonomi

    Författare :Elin Busk; Lina Wing; [2020]
    Nyckelord :Behavioural finance; Generation Y; long-term savings; retirement savings; rationality; Life-cycle hypothesis; Beteendefinans; Generation Y; långsiktigt sparande; pensionssparande; rationalitet; Livscykelhypotesen;

    Sammanfattning : Bakgrund: Generation Y riskerar få en lägre pension i framtiden än de som går i pensionidag. För att upprätthålla en acceptabel levnadsstandard krävs därför att de själva tar stortansvar för sitt pensionssparande. LÄS MER

  4. 18. The nub of the household indebtedness, and its association to the housing market, from a Swedish point of view

    Kandidat-uppsats, Lunds universitet/Nationalekonomiska institutionen

    Författare :Anita Bacanovic; Doresa Abazi; [2020]
    Nyckelord :Household debt; housing price; interest rate; debt to disposable income; debt to assets; demographics; debt ratio; Business and Economics;

    Sammanfattning : The debt to disposable income ratio of Swedish households has the past thirty years increased radically and mortgages cover eighty percent of household’s financial liabilities. According to the Life-cycle hypothesis, households maintain a steady consumption throughout their lifetime by accumulating mortgages in early ages with the aim to repay their debts when their economy becomes stronger as they become older. LÄS MER

  5. 19. Privat pensionssparande : En kvantitativ studie om vilka faktorer som påverkar det privata pensionssparandet

    Magister-uppsats, Linköpings universitet/Institutionen för ekonomisk och industriell utveckling

    Författare :Frida Person; Frida Widlund; [2020]
    Nyckelord :Privat pensionssparande; ålder; utbildningsnivå; inkomst; självkontroll; kunskap om det svenska pensionssystemet; kön;

    Sammanfattning : Background Due to reduced GDP in Sweden, future retirees will receive a smaller amount of the public pension compared to the retirees of today (Ferm, 2018; Swedbank, 2017). Hence, the private savings for future retirees may be of greater importance in order to receive a higher pension as a retiree. LÄS MER

  7. 20. The Effects of Inheritance Expectation on Current Economic Behavior

    Master-uppsats, Uppsala universitet/Nationalekonomiska institutionen

    Författare :Erik Lundberg; [2020]
    Nyckelord :inheritance expectations; labor income; savings; consumption;

    Sammanfattning : According to the standard life-cycle hypothesis, all expected future incomes should be incorporated into an individual’s life-time budget and therefore affect current economic behavior. As inheritances can be anticipated to some extent, I test if expectations on receiving an inheritance in the future affect individuals’ current decisions about their labor supply, savings and consumption. LÄS MER