Riskbenägenhet ur ett genusperspektiv : En studie om män och kvinnors finansiella risktagande

Sammanfattning: In this paper the authors are trying to find out if there are any differences between men and women’s risk tendecy in investements. In connection with this the authors also want to see wich of the variables that affect men and women’s willingness to take risks in investements. The variables examined in this paper were gender, age, income and risk attitude. In order to obtain answers to this, the authors use the services of a survey to see how men and women are acting in investments. Chi square test was conducted to obtain answers to the pre-selected variables. As a complement to this, two tables from the Central Bureau of Statistics used to illustrate how these outcomes relate to the results of the study and previous research. The authors concluded that women’s risk tendency has increased than they have exhibited in the past. This is a result of Sweden's equal society that gives women equal rights and opportunities to obtain knowledge about the stock market as men. The authors could see though that men’s risk tendency in investements is still in a higher level than women. This is manifested by the Central Statistical Office table where men have much larger shareholdings than women in 2015. The authors did conclude that the risk tendency in investments between men and women change over time, however, this is a process that takes time. Women are becoming more active in the stock market, but the men are still more likely to take risks when investing. With this conclusion the first quetsion in this paper could be answered. The authors could also illustrate which of the variables that affected the risk tendency the most, which was the variable age. This could be illustrated by respondents' answers and thechi square test was conducted. The authors were able to conclude that this was because with age comes knowledge and experience in the stock market, leading to both men and women invest to achieve different goals. Through this, the authors were able to answer the other question in this paper.