Valutasäkringar och räntebindningar inom lantbruket : åtgärder för att förbättra ekonomin inom lantbruksföretag

Sammanfattning: The thesis aims to investigate the farmer’s perception of currency hedging and interest rate bonds and to investigate the farm size of companies categorized by number of acres, has no effect on this. The work also aims to gain an insight into what active farmers consider to be important what to consider when they choosing a bank and a personal banker. The work is based on the survey and has been supplemented by a literature review on the subject. For the survey were selected out randomly 50 farmers with Agriculture and Rural Management education. The requirement of the farmers was that they should be farmers by profession, and also made sure that the farmers of various sizes came with. We got a total of 32 responses within the set response time we said, which was better response than we expected. When the final result came we ranged the farms in a size range. We found out that all farmers in the study diligently follow the market and are easy to assimilate new ideas, providing opportunities to profitability of their business with the different instruments that are available on both the financial level and farm level. The investigation revealed that the major in favor of having a personal banker. They think it´s good to have a special plug to turn to who has knowledge and experience of how the agriculture sector operates. If the personal banker would switch bank the majority would remain at their old bank if the bank could replace the banker with an equivalent banker. The majority of the farmers in this thesis with farms in the size range of 251- 500 hectares that they would comply with their personal banker if he/ she would switch bank. Of those who have gone on the seminar on currency hedging and the like, over 85% decided to hedge all or part of payment, while it was 65% which was hedged by those who had not attended a seminar or similar. In addition, investigation showed that many farmers are at a low rate fixed interest rates on their mortgages and many planned to remain at the level they are currently in force bound / floating interest rate. The question that received the greatest response was spread on farms wanted payment paid in Euros or in SEK. Finally it emerged from the survey that farmers are generally good at following the trends and have good eye on what's happening in the market, and they are often quick to embrace the new ideas. The farmers thought we missed that question on focused mortgage, leasing, financing of machinery and futures on fertilizer and seed.