Fastighetsvärdering : Det tillförlitliga marknadsvärdet

Sammanfattning: Background According to the Swedish Statistics Central Office (SCB) there were 2 064 000 detached houses in Sweden in 2009. The same year Nordea Bank released a report which described an increased interest in private finances among 2,4 million Swedes. Within the area of private finances lies that which concerns real estate. We argue that a house (detached house) is one of the most financially valuable assets a person will ever own and thus the increased interest in private finance is justified. In regard to this, the financial valuation of the property becomes an issue. When discussed, people mostly refer to the market value, which is the estimated value of the property on the open market. Further, there is a problem in finding a valuation method which can be used to estimate the market value. Our interest in the subject of this essay has developed from studies of the real estate market value and the methods commonly used to reach an as a reliable value as possible. What factors influence this value and why do they affect the value the way they do? During the course of these studies it has become evident that the estimation of a property’s market value is a complicated process and to gain a deeper understanding we have chosen this subject for our thesis. Purpose The purpose of this essay is to describe the valuation process upon which the estimate of a property’s theoretical market value is based. Further, the factors upon which this process is based will be investigated. Research method We have chosen to use a qualitative method to achieve the purpose of this essay. The empirical material is exclusively primary data which has been gathered trough personal interviews. The selection of people we have chosen to interview is licensed real estate agents and authorized real estate valuers in Halland. Conclusion All the persons we have interviewed apply the same method and pattern of valuation. The crucial factors in the valuation were the same among all the persons we have interviewed and correspond with the theory we have applied. These factors are location, condition and standard. But above this, the experience of each valuer is what finally decides how reliable the market value of a detached house is.