På vatten och bröd : Homo economicus i den svenska skuldsaneringsdebatten 1985-2016

Sammanfattning: Since the 1980s there has been a strong desire on behalf of the state to identify and intervene in the group described as over-indebted. Drawing on Michel Foucault’s thinking this thesis employs the theoretical framework of governmentality with the methodological approach of genealogy. The thesis examines how individuals and entrepreneurs were constructed into different subject positions in the Swedish debate of debt relief between 1985-2016. The purpose of this thesis is to contribute to an enhanced understanding of the reproduction of discursive practices. This thesis has two key findings: firstly, it illustrates the transformation from debate into legislation, since what was articulated in the debate also became part of the law. Secondly, it shows the enhancement over time of over-indebted entrepreneurs in relation to over-indebted individuals. While entrepreneurs were constructed as rational agents promoting the public good, over-indebted individuals underwent a shift of subject positions which evolved over time. In the years leading up to the first consumer insolvency law in 1994, they were portrayed as irresponsible credit consumers. Subsequently, they transitioned into a marginalized group of perpetual debtors. This thesis argues that homo economicus, for over-indebted individuals, can be seen as the teleological outcome of the debt relief system.