Sökning: "Trade Credit Management"

Visar resultat 1 - 5 av 18 uppsatser innehållade orden Trade Credit Management.

1. 1. Peeking Through the Leaves : Improving Default Estimation with Machine Learning : A transparent approach using tree-based models

   Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistik

   Författare :Elias Hadad; Angus Wigton; [2023]
   Nyckelord :Machine learning; Expected credit loss; Probability of default; ECL; PD; Risk Management; Credit Risk Management; Default Estimation; AI; Artificial intelligence; Fintech; Supervised learning; Decision tree; Random forest; XG boost; Transparency; Machine learning transparency;

   Sammanfattning : In recent years the development and implementation of AI and machine learning models has increased dramatically. The availability of quality data paving the way for sophisticated AI models. Financial institutions uses many models in their daily operations. LÄS MER

3. 2. Hantering av likvida medel och handelskrediter i små och medelstora företag

   Kandidat-uppsats, Högskolan i Skövde/Institutionen för handel och företagande

   Författare :Julie Klahr; Elin Jungergård; [2022]
   Nyckelord :;

   Sammanfattning : Working capital management är ett viktigt verktyg för små och medelstora företag, för att vidhålla företagets lönsamhet, likviditet, tillväxt och överlevnad. På svenska kan det översättas till rörelsekapitalstyrning. LÄS MER

4. 3. Prediction of Short-term Default Probability of Credit Card Invoices Using Behavioural Data

   Master-uppsats, KTH/Matematisk statistik

   Författare :Billy Lu; [2022]
   Nyckelord :Probability of Default; Credit Risk; Short-term Default Prediction; Machine Learning; Gradient Boosting; Thresholding; Sannolikheten för Fallissemang; Kreditrisk; Kortsiktig Fallissemang Prediktion; Maskininlärning; Gradientförstärkning; Tröskling;

   Sammanfattning : Probability of Default (PD) is a standard metric to model and monitor credit risk, a major risk facing financial institutions. Traditional PD models are used to forecast risk levels in the long-term, while short-term PD predictions are rarer, but they can support management decisions on an operational level. LÄS MER

5. 4. Macroprudential Policy Activity and Financial Inclusion: Cross-country analysis of macroprudential tool use

   Master-uppsats, Lunds universitet/Ekonomisk-historiska institutionen

   Författare :Marinó Örn Ólafsson; [2022]
   Nyckelord :Macroprudential Policy; Financial Inclusion; Financial Stability; Financial Development; Financial Systems; Financial Institutions; Banking Crises; Financial Policy; Business and Economics;

   Sammanfattning : Research suggests that multiple trade-offs and synergies characterise the relationship between financial inclusion and financial stability. For example, expanding access to financial services can lead to a more stable banking system but also excessive credit growth and decreased stability. LÄS MER

7. 5. Explaining Automated Decisions in Practice : Insights from the Swedish Credit Scoring Industry

   Master-uppsats, KTH/Skolan för industriell teknik och management (ITM)

   Författare :Filip Matz; Yuxiang Luo; [2021]
   Nyckelord :Explainable Artificial Intelligence; XAI implementation; Automated Decisions; Understandability; Interpretability; Practical Framework; Credit Scoring; Förklarbar artificiell intelligens; XAI implementation; automatiserade beslut; förklarbarhet; praktiskt ramverk; kreditupplysning;

   Sammanfattning : The field of explainable artificial intelligence (XAI) has gained momentum in recent years following the increased use of AI systems across industries leading to bias, discrimination, and data security concerns. Several conceptual frameworks for how to reach AI systems that are fair, transparent, and understandable have been proposed, as well as a number of technical solutions improving some of these aspects in a research context. LÄS MER