Sökning: "Open Banking-platforms"

Hittade 3 uppsatser innehållade orden Open Banking-platforms.

  1. 1. Open Banking: Utmaningar och möjligheter för intressenter verksamma med Open Banking-plattformar : Lärdomar inför den nya eran av Open Finance: En berättelse om motstånd, konkurrens och innovation

    Master-uppsats, Linköpings universitet/Informationssystem och digitalisering; Linköpings universitet/Filosofiska fakulteten

    Författare :Oskar Zeidan Mellqivst; Philip Wingemo; [2023]
    Nyckelord :Open Banking; Open Banking-platforms; Digital Platforms; Digital Innovation; Technological Frames; Shareholder Theory; Cooperation; Challenges; Opportunities; Open Finance; Open Banking; Open Banking-plattformar; Digitala plattformar; Digital innovation; Teknologiska ramar; Intressentteorin; Samverkan; Utmaningar; Möjligheter; Open Finance;

    Sammanfattning : Background: In recent years, there has been considerable interest in the philosophical concept of Open Banking and its practical implementation, often associated with digital platforms. The term ‘Open Banking platforms' has been used to describe the complex intersection between the two concepts of Open Banking and digital platforms, and it sometimes embody a series of challenges and opportunities. LÄS MER

  3. 2. Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?

    Master-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Författare :Ludvig Wedberg; [2019]
    Nyckelord :Open banking; PSD2; Multisided platforms; Personalization; Customer experience; Customer journey; Generation Y;

    Sammanfattning : The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. LÄS MER

  4. 3. The Future Bank : Banking services seen through the eye of Generation Y, risin’ up to the challenge of industrial transformation.

    Master-uppsats, KTH/Hållbarhet och industriell dynamik

    Författare :Kärsti Kämpe; Amanda Näsman; [2018]
    Nyckelord :Open banking; Platform economies; Generation Y; PSD2; New service development; Customer knowledge; Multi-sided platforms; Customer innovation; Open banking; Plattform ekonomier; Generation Y; PSD2; Ny tjänsteutveckling; Kundkunskaper; Flersidiga plattformar; Kunddriven innovation;

    Sammanfattning : The financial sector, as we know it, is radically transforming. As a result of the European regulation PSD2, customers banking data is becoming available for third parties by APIs [Evry n.d]. The traditional banks are now being exposed to competition from FinTechs and BigTech [Evry 2017]. LÄS MER