Sökning: "Alternative mortgage products"

Hittade 3 uppsatser innehållade orden Alternative mortgage products.

  1. 1. Reducing Housing Barriers for First-time Buyers : Exploring Alternative Mortgage Products to Increase Access to Homeownership

    Master-uppsats, KTH/Fastigheter och byggande

    Författare :Elias Carlson; Johannes Sennerö; [2022]
    Nyckelord :Alternative mortgage products; first-time buyers; homeownership; shared appreciation mortgage; share equity mortgage; Alternativa bolåneprodukter; bostadsägande; förstagångsköpare; shared appreciation mortgage; share equity mortgage;

    Sammanfattning : Access to homeownership is a major social and economic issue in many countries. Failure to maintain affordability has been discussed as the ultimate agglomeration diseconomy. This report sheds light on the thresholds for first-time buyers in Sweden and possible solutions through financial innovation. LÄS MER

  3. 2. Swedish Banks' Reactions to the Negative Repo Rate

    C-uppsats, Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Författare :Alexandra Bjärrenholt; Konsta Lövgren; [2016]
    Nyckelord :negative repo rate; Swedish universal banks; borrowing from the public; asset management of interest rate products; lending to the public;

    Sammanfattning : The negative repo rate is a fairly new phenomenon in the Swedish economy, and it affects the operations of Swedish universal banks through an impact on different interest rates. The goal of the study was to identify and explain the main reactions of the four largest and most influential Swedish universal banks to the effects caused by the negative repo rate. LÄS MER

  4. 3. Credit risk management : Possibilities for a housing price insurance on the Swedish market - lessons from Canada

    Master-uppsats, KTH/Bygg- och fastighetsekonomi

    Författare :John Hunter; Jakob Westin; [2011]
    Nyckelord :Property value; Credit risk; Home value insurance; Equity insurance; Canada;

    Sammanfattning : The deregulation of the financial markets that started over two decades ago in the developed countries has led to increased house prices and loan to value ratios. Home owners in western countries have over the last two decades steadily decreased their savings and at the same time increased the size of their mortgages and the amount of leverage used to purchase their homes. LÄS MER