Sökning: "life-insurance"

Visar resultat 1 - 5 av 74 uppsatser innehållade ordet life-insurance.

1. 1. The deductibles impact on the risk premium

   Master-uppsats, Umeå universitet/Institutionen för matematik och matematisk statistik

   Författare :Ludvig Bergman; [2023]
   Nyckelord :deductible; insurance mathematics; non-life insurance pricing; Försäkringsmatematik; självrisk; självrisker;

   Sammanfattning : The aim of this master thesis is to derive methods that assesses the impact the deductiblehas on the risk premium of an insurance contract. The additive structure of a deductiblenecessitates approaches beyond treating it as a regular covariate in a generalized linearmodel for predicting the risk premium. LÄS MER

3. 2. Ömsesidiga livbolag, portföljstruktur och investeringsstrategi : En studie på generationella utfall i simulerade marknadsscenarion

   Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistik

   Författare :Zara Salimova; Erik Thysell; [2023]
   Nyckelord :investeringsstrategi; livbolag; ömsesidigt; portföljstruktur; generation; marknadskonsistenta scenarion;

   Sammanfattning : This thesis examines the issue of subsidization and returns in a mutual life insurance company in run-off, where policyholders share both profits and risks. The thesis analyzes how different portfolio structures, investment strategies, and market scenarios affect the various generations in the company and which approach provides the fairest outcome for all generations. LÄS MER

4. 3. An Introduction to Premium Setting of Life Insurance Annuities

   L3-uppsats, Stockholms universitet/Matematiska institutionen

   Författare :Viktor C. E. Ellerud; Leo G. Levenius; [2023]
   Nyckelord :Life insurance; annuity; premium setting; pension scheme;

   Sammanfattning : This paper aims to introduce the reader to the premium setting of annuities within life insurance. This is done using a hypothetical annuity contract offered to 36-year-olds in Sweden. The contract provides an annual pension from age 65 until either the individual's death or age 90, after which payouts cease. LÄS MER

5. 4. Predicting Risk Level in Life Insurance Application : Comparing Accuracy of Logistic Regression, DecisionTree, Random Forest and Linear Support VectorClassifiers

   Kandidat-uppsats, Blekinge Tekniska Högskola/Institutionen för datavetenskap

   Författare :Pulagam Karthik Reddy; Sutapalli Veerababu; [2023]
   Nyckelord :Decision Tree Classifier; Logistic Regression; Machine Learning; Random Forest Classifier; Linear Support Vector Classifier;

   Sammanfattning : Background: Over the last decade, there has been a significant rise in the life insurance industry. Every life insurance application is associated with some level ofrisk, which determines the premium they charge. The process of evaluating this levelof risk for a life insurance application is time-consuming. LÄS MER

7. 5. Navigating the Volatility Adjustment in Solvency II : Portfolio Optimization for Balance Sheet Stability

   Uppsats för yrkesexamina på avancerad nivå, Umeå universitet/Institutionen för matematik och matematisk statistik

   Författare :Max Thorendal; [2023]
   Nyckelord :;

   Sammanfattning : This thesis investigates volatility adjustment from the Solvency II regulation and portfolio allocation methods for pension- and life insurance companies aiming to maintain a stable balance sheet. The volatility adjustment is a component added to the risk-free rate for discounting the present value of future liabilities, and it is calculated monthly based on the spread levels in the fixed-income market. LÄS MER