Sökning: "Ludvig Höjman"

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  1. 1. Opening The Gates to The Swedish Mortgage Market - A Study on How the Recent Emergence of Mortgage Credit Companies Affects Real Interest Rates in Sweden

    C-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Författare :Hanna Eriksson; Ludvig Höjman; [2023]
    Nyckelord :Mortgage credit companies; Lag 2016:1024; average mortgage interest rate; policy rate transmission;

    Sammanfattning : This paper examines the impact of the emergence of mortgage credit companies (MCCs) on real mortgage interest rates in Sweden. Our results reveal that MCCs exert downward pressure on average mortgage interest rates for the whole market and monetary financial institutions (MFIs), with statistical significance for most interest rate fixation periods. LÄS MER