Students saving : What are the governing factors of students saving?

Detta är en Kandidat-uppsats från Mälardalens högskola/Akademin för ekonomi, samhälle och teknik

Sammanfattning: Problem: Few studies regarding savings among students have been conducted, particularly studies looking at students in Sweden, as the general assumption is that students cannot save.   Purpose: Investigate what factors may affect students saving behavior   Method: The thesis will be done by a quantitative and deductive approach. To investigate what factors affect students saving we conducted several hypotheses tests through regression analysis.   Result and Conclusion: The investigation showed that through our estimates we were able to find three significant variables at a 5% level; Income, Worked Before and Saving Before and a general fit of the model of 16.36%. One possible explanation for the poor fit is the complexity of human behavior and thusly that it is hard to explain.   Keywords: Students, saving, consumption theory, statistics, age, behavioral, finance

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