Vad är avgörande för bostadsinnehavaren vid val av ägarlägenhet före bostadsrättslägenhet?

Sammanfattning: As recently as 2009, the Government's bill 2008/09:91 was adopted, leading to greater freedom of choice and increased housing production in the Swedish housing market. The forecast at the time was that approx. 4,000 owner- occupied apartments would be built annually, but the letting form has since increased slowly. The estimate of 4,000 owner-occupied apartments per year can be compared with the total number of completed owner-occupied apartments in Sweden in 2022 - just under 4,000.  Just like with the small house, the buyer of the owner-occupied apartment pays 100 percent of the value of his home which means direct ownership, where there is the possibility to mortgage the property and freely rent it out without approval from a condominium association.  An owner-occupied apartment is a 3D property delimited horizontally and vertically, resulting in an efficient property division because a building with these characteristics can consist of several different properties with different areas of use. Despite this modern real estate development, the letting form has become less popular than expected and the number of owner-occupied apartments sold today is few compared to condominium apartments.  The purpose of the study is to find out which decisive factors exist when choosing an owner-occupied apartment over a condominium apartment, and by studying which characteristics are in high demand and valued, these factors can be met in future projects and thus contribute to the increased popularity of owner-occupied apartments in Sweden. The question is answered based on a qualitative method where a literature study, semi-structured interviews, and a survey are used in the study.  The study is an indication that it is primarily financial aspects that are decisive due to the expensive purchase price as well as costs for title deeds and mortgage deeds, which means that the buyer of owner-occupied flats must be financially strong and at the same time demand individual freedom and full control over their home without a condominium association. The study has also shown that owner-occupied apartments are a valued form of letting and the future looks bright for owner-occupied apartments in Sweden.