Sökning: "peer to peer lending"

Visar resultat 11 - 15 av 17 uppsatser innehållade orden peer to peer lending.

1. 11. Credit risk analysis with machine learning techniques in peer-to-peer lending market

   Master-uppsats, Stockholms universitet/Företagsekonomiska institutionen

   Författare :Mikael Nilsson; Qionglin Shan; [2018]
   Nyckelord :;

   Sammanfattning : After the sub-prime mortgage crisis of 2007 and global crisis of 2008, credit risk analysis has becomes more important than ever before. This paper conducts the credit risk analysis and compares classification performances among different algorithms (logistic regression, support vector machine, decision tree, multilayer perception, probabilistic neural network, Deep Learning) by using a large peer-to-peer lending dataset composed of a million observations. LÄS MER

3. 12. Should you put some of your eggs in the peer-to-peer lending basket?

   C-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Författare :Joar Ölund; Triin Öun; [2018]
   Nyckelord :Peer-to-Peer P2P lending; Modern Portfolio Theory; Treynor-Black model;

   Sammanfattning : This thesis examines whether an Estonian peer-to-peer loan portfolio can be an attractive diversification opportunity for retail investors. The posed research question is answered using the data from the Estonian P2P lending platform Bondora from 1 January 2013 to 31 December 2017 and using two different approaches: The Modern Portfolio Theory and the Treynor-Black Model. LÄS MER

4. 13. Determinants of default in the bitcoin lending market. The case of Bitbond platform

   Magister-uppsats, Lunds universitet/Nationalekonomiska institutionen

   Författare :Gabriele Noreikaite; Ausra Almante Ambrazaite; [2017]
   Nyckelord :bitcoin; peer-to-peer lending; bitcoin lending; default; credit grade; Business and Economics;

   Sammanfattning : This paper studies the bitcoin lending market and the factors explaining loans defaults. No financial intermediation implies that investors are faced directly with the credit risk. LÄS MER

5. 14. PEER-TO-PEER LENDING : THE EFFECTS OF INSTITUTIONAL INVOLVEMENT IN SOCIAL LENDING

   Magister-uppsats, Högskolan i Jönköping/IHH, Företagsekonomi

   Författare :Marcus Tengvall; Gustav Claesson; [2015]
   Nyckelord :Peer-to-Peer Lending; Institutional Involvement; Originate-to-Distribute Model; Secondary Market; Screening Incentives; Information Asymmetry;

   Sammanfattning : This thesis examines the consequences of an increased institutional involvement in the recently emerging lending business known as peer-to-peer lending (P2PL). Since the P2PL business itself is a type of originate-to-distribute (OTD) lending model – in which the originator never carries the risk for the loans – this thesis investigates the effects it can have on the quality of the screening of potential borrowers, and if it could create a misalignment of interests between different stakeholders in the P2PL market. LÄS MER

7. 15. Peer To Peer-utlåning i Sverige : En komparativ studie mellan bankutlåning och Peer To Peer-utlåning på den svenska konsumentkreditmarknaden

   Magister-uppsats, Linköpings universitet/Företagsekonomi; Linköpings universitet/Filosofiska fakulteten

   Författare :Lars Edman; Kristofer Kaltea; [2015]
   Nyckelord :Peer-to-peer lending; P2P lending; financial technology; social lending; transaction costs; institutional; Sweden; Peer To Peer-utlåning; P2P-utlåning; person till person utlåning; social utlåning; transaktionskostnader; institutionell; Sverige;

   Sammanfattning : Background: Peer to peer lending has in recent years emerged and become a popular way to borrow money, mostly in the US and the UK. Since the first company was established in 2005, several competitors have emerged, and P2P lending has grown on average by 84 % quarterly between the second quarter year 2007 and the second quarter year 2014 in the US. LÄS MER