Individers riskbenägenhet : Riskbenägenhet mellan män och kvinnor vid en finansiell investering
Sammanfattning: In a financial investment, the investor is expected to have a clear perception of the possible outcomes for the invested asset and the probability that underlies each of these assets. An investor takes both high and low risks depending on the asset, at the same time they have the opportunity to choose between different risk levels of the selected asset. Risk is defined as a threat to a desirable result that is valued positively. Risk is a central concept in the financial sector. However, it is difficult to establish a scale of risk. This is because individuals perceive risk in different ways. Which causes differences between individuals' risk propensity. There are older researches that have been conducted in other countries, where the differences between individuals' risk propensity are analyzed. Several of these research found that there are differences between men and women's risk propensity. The conditions that currently exist for both sexes have not always existed before which is of interest in this study. Gender equality has become an increasingly important aspect of Swedish society. This makes it interesting to study the gender's financial risk propensity. This study intends to investigate whether there is a difference in the gender's risk propensity for a financial investment in Sweden. But also to investigate whether variables such as age, income, financial knowledge and related persons have an impact on the individual's financial risk propensity. A Chit-two test has been conducted to see if there is a relationship between the variables and risk propensity. A quantitative method by means of a survey was applied to obtain the main data for the study, which was distributed on various stock exchange forums and social media. A total of 632 respondents participated in the survey, where they had to answer carefully formulated questions concerning the topic. The result of this study is that there is a difference in risk propensity between men and women for a financial investment. It turned out that the selected variables also had an impact on risk propensity. Gender is also a dependent factor for the variables.
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