Sökning: "Mortgage lending"

Visar resultat 1 - 5 av 30 uppsatser innehållade orden Mortgage lending.

  1. 1. A Lagom Level of Debt: Swedish household indebtedness in the 21st century

    Kandidat-uppsats, Lunds universitet/Ekonomisk-historiska institutionen

    Författare :Sebastian Krook; [2023]
    Nyckelord :household debt; debt-to-income ratio; mortgage; financial stability; Financial Accelerator; Business and Economics;

    Sammanfattning : This thesis studies the causes of rising household and particularly mortgage debt in Sweden between 1995 and 2020. It aims to contribute to the understanding of institutional factors behind increasing debt, such as policy regulating lending. LÄS MER

  3. 2. Fastighetsvärdering i en tunn marknad – En problematik för värderare och banker

    Master-uppsats, Lunds universitet/Fastighetsvetenskap

    Författare :Jesper Mattsson; Jakob Sonesson; [2023]
    Nyckelord :fastighetsvärdering; fastighetsmarknaden; kommersiella fastigheter; transaktioner; tunn marknad; finansiering; långivning; redovisning; Business and Economics;

    Sammanfattning : Transaktionsvolymerna för fastigheter i Sverige minskade med 42% under 2022, vilket har skapat en brist på referensobjekt för fastighetsvärderingar. Räntehöjningar och ökad inflation har skapat osäkerhet på marknaden och kan leda till stora konsekvenser för långivare och fastighetsföretag, samt den finansiella stabiliteten. LÄS MER

  4. 3. Kreditgivningsprocessen hos svenska banker : Beslutfattandet vid beviljande av bolån

    Kandidat-uppsats, Karlstads universitet/Handelshögskolan (from 2013)

    Författare :Madeleine Hermansson; Andreas Boij; [2022]
    Nyckelord :Lending; decision-making; credit risk; repayment; loan officers; uncertainty; mortgage.; Kreditgivning; beslutsfattande; kreditrisk; återbetalningsförmåga; kreditgivare; osäkerhet; bolån.;

    Sammanfattning : Housing prices have risen a lot in recent years, and many who have been outside the market may find it difficult to enter. Mortgage lending is something that can drive home prices. The credit officer grants the mortgage and makes the decision according to models that exist within the credit institution. LÄS MER

  5. 4. Does the price development on housing in Stockholm make sense? : An empirical analysis of a possible price bubble on the housing market of Stockholm

    Magister-uppsats, Södertörns högskola/Nationalekonomi

    Författare :Rebecca Hedberg; [2021]
    Nyckelord :Toda Yamamoto approach; Granger-Causality; VAR model; Price bubbles; Swedish housing market;

    Sammanfattning : The indebtedness of Swedish households has more than doubled in the last ten decades despite the implementation of a mortgage ceiling and stricter amortization requirements. This study takes form to investigate how it is possible that debt related to housing is rising while new regulations against it has been set and how housing prices continues to increase when lending is supposed to be harder. LÄS MER

  7. 5. The Competitive Development of the Swedish Mortgage Market

    Kandidat-uppsats, Luleå tekniska universitet/Institutionen för ekonomi, teknik och samhälle

    Författare :Kelvin Tran; Eddie Negussu; [2021]
    Nyckelord :Mortgage; Market; Competition; Oligopoly;

    Sammanfattning : The problem with weak competition is the socially inefficient market it causes, but also the market power it gives firms to exercise. This thesis aimed to analyse whether the competition in the mortgage market had changed since 2013 compared to 2020. LÄS MER