Sökning: "Consumer debt levels"
Visar resultat 1 - 5 av 11 uppsatser innehållade orden Consumer debt levels.
1. The Impact of Inflation on Capital Rotation in Inflationary Inflection Points : An Investigation on How Inflation Affects Capital Rotation Between Major Market Sectors as Economies Shift from Disinflation to Reflation
Kandidat-uppsats, Jönköping University/IHH, Nationalekonomi; Jönköping University/IHH, Nationalekonomi, Finansiering och StatistikSammanfattning : There has been a multi-decade disinflationary period that, with the conjunction of recent pandemic-related events, led to extremes in various economic metrics: record lowest interest rates and inflation, increasingly loose monetary and fiscal policies leading to severe debt levels and money supply - all resulting in a multi-front pressure on inflation to start increasing, and after 30 years, for economic environments to reach an inflection point from disinflation to reflation. How would various market sectors perform if suddenly inflation starts to surge? Previous research of similar events, such as in the 1970s, as well as theory, points towards certain market sectors and asset classes, such as commodities, to outperform their peers. LÄS MER
2. Värderar konsumenterna föreningens skuldsättning? : En hedonisk regressionsanalys av bostadsmarknaden i Umeå
Kandidat-uppsats, Umeå universitet/NationalekonomiSammanfattning : The Swedish housing market is continuing to reach all-time highs in price levels as well as big mortgages are being taken by consumers. To purchase an apartment in Sweden means that the consumer is buying a share of a co-op and from there is given the right of use of the specific apartment. LÄS MER
3. Ägarlägenhet och bostadsrätt : En stuide om bostadskostnader förknippade medägarlägenheter och bostadsrätter samt hur dessa påverkas av olika räntenivåer
Kandidat-uppsats, KTH/Fastigheter och byggandeSammanfattning : Den 1 maj 2009 infördes lagreglerna som tillåter bildande av ägarlägenheter, en för Sverige ny upplåtelseform. Till skillnad mot bostadsrätten innebär ett köp av en ägarlägenhet ett direkt ägande av en fastighet, närmare bestämt en ägarlägenhetsfastighet. LÄS MER
4. Macroprudential regulation of borrowing standards: a comparative analysis of loan-to-value and loan-to-income policies.
D-uppsats, Handelshögskolan i Stockholm/Institutionen för nationalekonomi; Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiSammanfattning : Starting from the Two-Agents New-Keynesian DSGE framework presented by Iacoviello and Neri (2010), we re-write the model allowing for a loan-to-income (LTI) constraint in place of a loan-to-value (LTV) constraint. We derive a balanced growth path equilibrium for our model and compare steady-state results as well as dynamic responses to a rich set of shocks between the two macroprudential regulations. LÄS MER
5. A ticking bomb? Leverage in Swedish Housing cooperatives. A study of consumer inattention toward important financing parameters hidden in the BRF
C-uppsats, Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiSammanfattning : With interest rates on record low levels, concerns about increasing debt levels of home-buyers and BRFs have been raised in media and by Finansinspektionen. This paper examines whether Swedish home-buyers properly value the present value of future cash flows associated with the fee and the debt-level associated with the BRF. LÄS MER
