Sökning: "retail banking"

Visar resultat 1 - 5 av 59 uppsatser innehållade orden retail banking.

  1. 1. The Power of Credit Scoring: Evaluating Machine Learning and Traditional Models in Swedish Retail Banking

    Master-uppsats, Göteborgs universitet/Graduate School

    Författare :Emma von der Burg; Saga Strömberg; [2023-06-29]
    Nyckelord :;

    Sammanfattning : In this paper, we investigate and compare different credit scoring models, with special attention paid to machine learning approaches outperforming traditional models. We explore a recently proposed method called the PLTR model, which is a combination of machine learning and traditional logistic regression. LÄS MER

  3. 2. Data-driven decisions in Sports

    Magister-uppsats, Luleå tekniska universitet/Institutionen för system- och rymdteknik

    Författare :Gabriel Garcia de Baquedano; [2023]
    Nyckelord :team sports; data analytics; artificial intelligence; decision making; Python programming language;

    Sammanfattning : In recent years, many sectors such as insurance, banking, retail, etc. have adopted Big Data architectures to boost their business activities. Such tools not only suppose a greater profit for thesecompanies but also allow them to gain a better understanding of their customers and their needs. LÄS MER

  4. 3. Increasing explainability of neural network based retail credit risk models

    Master-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Författare :Anton Evilevitch; [2023]
    Nyckelord :Explainability; Artificial Neural Network; Mortgage Credit Risk Modeling; Förklarbarhet; Artificiella Neurala Nätverk; Modellering av Hypotekskreditrisk;

    Sammanfattning : Due to their ’black box’ nature, Artificial Neural Networks (ANN) are not permitted for use in various applications. One such application is mortgage credit risk modeling. LÄS MER

  5. 4. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    Master-uppsats, Lunds universitet/Produktionsekonomi

    Författare :Douglas Wilsby; Knut Winström; [2023]
    Nyckelord :FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Sammanfattning : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. LÄS MER

  7. 5. Open finance – a retail perspective: Creating and capturing value while balancing the dilemma of data protection

    Master-uppsats, Lunds universitet/Produktionsekonomi

    Författare :Philips Pham; [2023]
    Nyckelord :Open finance; value capture; value creation; data protection; retail company; Technology and Engineering;

    Sammanfattning : The banking and financial services industry is experiencing a significant transformation driven by factors such as regulatory changes, customer demands, and the growing focus on data. This evolution has given rise to the concept of open finance, an extension of open banking that encompasses various financial sectors. LÄS MER