Sökning: "Credit assessments"

Visar resultat 1 - 5 av 34 uppsatser innehållade orden Credit assessments.

  1. 1. Liten tuva stjälper ofta stort lass : En studie om hur varnande berättelser kan utformas för att påverka unga vuxnas attityder till konsumtionskrediter

    Kandidat-uppsats, Mälardalens universitet/Akademin för innovation, design och teknik

    Författare :Lovisa Vestling; [2023]
    Nyckelord :information design; storytelling; narrative persuasion; narrative impact; consumer credit; over-indebtedness; public communication campaign; informationsdesign; berättarteknik; narrativ övertalning; narrativ påverkan; konsumtionskredit; överskuldsättning; offentlig kommunikationskampanj;

    Sammanfattning : The behaviour of taking out unsecured loans to purchase goods or services is in danger of causing over-indebtedness, especially among young adults. The lending of consumer credits is closely associated with inadequate creditworthiness assessments as well as high interest rates, which implicates that borrowers with narrow margins are granted loans that they are later unable to repay. LÄS MER

  3. 2. Hybrid Instruments and the Role played by Credit Rating Agencies and IAS 32

    D-uppsats, Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Författare :Federico Renzi; Christoffer Abrahamsson; [2023]
    Nyckelord :Hybrid Instruments; IAS 32; Credit Rating; Equity; Debt;

    Sammanfattning : Financial instruments with characteristics of equity (FICEs) are complex securities that have features lying in between equity and liability, making their classification particularly challenging. This paper has therefore explored several under-researched areas related to the issuance of FICEs by publicly trading European companies. LÄS MER

  4. 3. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process

    Kandidat-uppsats, Lunds universitet/Företagsekonomiska institutionen

    Författare :Jacob Skoglund; Leonard Ekberg; Pontus Govenius; [2022]
    Nyckelord :mortgage; credit assessment; loan officer; decision-making; bias; noise; kreditgivningsprocess; kredithandläggare; beslutsfattande; Business and Economics;

    Sammanfattning : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. LÄS MER

  5. 4. Kreditbedömning av små aktiebolag : En kvalitativ studie om kreditbedömning ur bankers, kreditupplysningsföretags och revisorers perspektiv

    Kandidat-uppsats, Södertörns högskola/Institutionen för samhällsvetenskaper

    Författare :Muskan Joon; Dana Moradi Asl; [2022]
    Nyckelord :Credit assessment; lending; credit reporting companies; banks; audit; 5C; CAMPARI; scoring; Kreditbedömning; kreditgivning; kreditupplysningsföretag; banker; revision; 5C; CAMPARI; scoring;

    Sammanfattning : Idag finns det cirka 1,2 miljoner företag i Sverige varav 96% av dessa är små företag. Svenska banker lånade ut cirka 3 000 miljarder kronor till företag 2021. Små företag har svårt för att finansiera sin verksamhet och vänder sig därför till finansiärer som banker för lån. LÄS MER

  7. 5. How International Election Observers Impact Post-Election Events: The link between international observers, acceptance of results and post-election violence

    Master-uppsats, Lunds universitet/Statsvetenskapliga institutionen

    Författare :Fredrik Björksten; [2021]
    Nyckelord :international election observation; election monitoring; democracy promotion; electoral violence; electoral reactions; Law and Political Science;

    Sammanfattning : Since 1990, international election observers have been travelling the world to monitor and assess close to 1 500 elections in developing democracies. Although often championed as the primary tool of democracy promotion, little is still known about its immediate consequences. LÄS MER