Sökning: "digital payment"

Visar resultat 1 - 5 av 70 uppsatser innehållade orden digital payment.

  1. 1. Economic Implications of the Payment Services Directive 2: Empirical Evidence from the Capital Markets

    Kandidat-uppsats, Göteborgs universitet/Företagsekonomiska institutionen

    Författare :Maxim Mokhonko; Kushtrim Sylejmani; [2019-02-01]
    Nyckelord :event study; Payment Service Directive 2; PSD 2; regulation;

    Sammanfattning : This study is the first, to our knowledge, to analyze the effect of the Payment Services Directive 2 onthe European banks’ stock returns. The financial market data is analyzed using the event studymethodology. Our findings show that the PSD 2 has had a statistically significant positive impact onthe stock returns of the European banks. LÄS MER

  2. 2. Digitaliseringens påverkan på lånemarknaden : En kvantitativ studie om låntagares val av långivare

    Kandidat-uppsats, Linnéuniversitetet/Institutionen för ekonomistyrning och logistik (ELO); Linnéuniversitetet/Institutionen för ekonomistyrning och logistik (ELO)

    Författare :Johan Billsten; Olle Dolk; [2019]
    Nyckelord :Lån; Digitalisering; Generationer; Kundnöjdhet; Osäkerhet och risk; Förtroende;

    Sammanfattning : Bakgrund: Banker utgör en viktig del i dagens finansiella system med huvudsaklig uppgift att omfördela investeringar och besparingar, fördela risker samt tillhandahålla effektiva betalningslösningar. Lånemarknaden har länge tillhört bankernas säkraste inkomstkälla men digitaliseringens framfart har nu öppnat möjligheter för nya aktörer. LÄS MER

  3. 3. Conversational Commerce : A Quantitative Study on Preferences towards AI-Fueled C-Commerce Platforms among Digital Natives in Sweden and Germany

    Magister-uppsats, Högskolan i Jönköping/Internationella Handelshögskolan; Högskolan i Jönköping/Internationella Handelshögskolan

    Författare :Felix Jan Kröger; Filip Johansson; [2019]
    Nyckelord :Conversational Commerce; E-Commerce; Chatbot; Instant Message; Voice Assistant; Artificial Intelligence;

    Sammanfattning : Background: E-commerce is widespread in today’s shopping routines and conversational commerce (CC) as an expansion, aims at integrating customers and businesses on a whole new level. Through the application of chatbots fueled by artificial intelligence, a more personal and individual way of remote shopping is offered. LÄS MER

  4. 4. Software Development Efficiency A Case Study in a Mobil Payment Company

    Master-uppsats, KTH/Hållbar produktionsutveckling (ML); KTH/Hållbar produktionsutveckling (ML)

    Författare :Shah Hassan; Muhammad Noman Kaka Khel; [2019]
    Nyckelord :Agile; Software Development Efficiency; Agile Software Development;

    Sammanfattning : Due to Internet, the IT industry have seen rapid changes and to compete in the digital work, the organizations need more vigilance than ever before to respond to market changes and customer needs. Some organizations have opted to go agile to be more efficient in their software development but still deploying agile methodology and reaping its fruits further needs more research and empirical evidence. LÄS MER

  5. 5. Cash is [no longer] king: is an e-krona the answer? : - a de lege ferenda investigation of the Swedish Riksbank's issuing mandate and other legal callenges in relation to economic effects on the payment market

    Master-uppsats, Linköpings universitet/Filosofiska fakultetenLinköpings universitet/Affärsrätt

    Författare :Arnela Imamovic; [2019]
    Nyckelord :E-crown; e-crown project; central bank digital currency; money; cash; banknotes and coins; physical money; tangibles; currency; legal tender; the Swedish Riksbank Act; commercial bank money; digital money; the Swedish Riksbank; central bank; commercial bank; bank; banking law; law; jurisprudence; monetary policy; safe and efficient payment system; cash-provision; economy; the payment system; digitalization; development of society; fractional reserve banking; bank run; zero lower bound; E-krona; e-kronaprojekt; digital centralbankspeng; pengar; kontanter; sedlar och mynt; fysiska pengar; valuta; lagliga betalningsmedel; affärsbankspengar; digitala pengar; Riksbanken; centralbank; affärsbank; bank; bankrätt; juridik; Lag 1988:1385 om Sveriges riksbank; penningpolitik; säkert och effektivt betalningsväsende; kontantförsörjning; ekonomi; betalningssystemet; digitalisering; samhällsutveckling; fractional reserve banking; bankrusning; zero lower bound;

    Sammanfattning : For the past decades, the Swedish public’s payment habits have changed, where the majority of the public has abandoned the old way of making payments, using cash, and instead opted for more modern payment solutions, digital money. The difference between cash and digital money is that cash is physical and only issued by the Riksbank, whereas digital money is created by and stored on accounts at commercial banks. LÄS MER