Sökning: "PSD2 KTH"

Visar resultat 1 - 5 av 10 uppsatser innehållade orden PSD2 KTH.

  1. 1. API data gathering and structuring for machine learning and human use : Optimizing API data for both financial machine learning and being easy to read and use by the end user

    Uppsats för yrkesexamina på avancerad nivå, KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Författare :Axel Forshällen; [2022]
    Nyckelord :API; data preprocessing; machine learning; data structures; abstraction; PSD2; open banking; API; data förprocessering; maskininlärning; data strukturer; abstraktion; PSD2; open banking;

    Sammanfattning : This thesis looks into how to implement an abstraction layer between transaction data gathered from Revised Payment Services Directive (PSD2) compliant banks via an Application Programming Interface (API) and a data base, with a human user interface for reading and structuring the data. API for data sources tend to not have a standardized structure and this creates a problem for machine learning. LÄS MER

  3. 2. Opportunity Exploration and Evaluation: in the Trend of Open Banking

    Magister-uppsats, KTH/Skolan för industriell teknik och management (ITM)

    Författare :Yuchen Hsiao; [2021]
    Nyckelord :Open banking; PSD2; Fintech; Challenger bank; Banking; Opportunity identification; Opportunity evaluation; Opportunity development; Embedded finance; Blue ocean strategy; Disruptive innovation; Open banking; PSD2; Fintech; Utmanarbank; Bankverksamhet; Identifiering av möjligheter; Utvärdering av möjligheter; Utveckling av möjligheter; inbäddad finansiering; Blue ocean-strategi; Disruptiv innovation;

    Sammanfattning : The concept of open banking is on the rise in the financial industry. Not only are banks taking an interest in this topic, but many financial technology start-ups are developing as well. One particular player can be considered challenger banks; they have gained a high degree of digital competence and agility to adapt to changes in the industry. LÄS MER

  4. 3. Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?

    Master-uppsats, KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Författare :Ludvig Wedberg; [2019]
    Nyckelord :Open banking; PSD2; Multisided platforms; Personalization; Customer experience; Customer journey; Generation Y;

    Sammanfattning : The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. LÄS MER

  5. 4. The Future Bank : Banking services seen through the eye of Generation Y, risin’ up to the challenge of industrial transformation.

    Master-uppsats, KTH/Hållbarhet och industriell dynamik

    Författare :Kärsti Kämpe; Amanda Näsman; [2018]
    Nyckelord :Open banking; Platform economies; Generation Y; PSD2; New service development; Customer knowledge; Multi-sided platforms; Customer innovation; Open banking; Plattform ekonomier; Generation Y; PSD2; Ny tjänsteutveckling; Kundkunskaper; Flersidiga plattformar; Kunddriven innovation;

    Sammanfattning : The financial sector, as we know it, is radically transforming. As a result of the European regulation PSD2, customers banking data is becoming available for third parties by APIs [Evry n.d]. The traditional banks are now being exposed to competition from FinTechs and BigTech [Evry 2017]. LÄS MER

  7. 5. Konkurrensen för de svenska storbankerna : på betaltjänstmarknaden efterimplementeringen av PSD2

    Kandidat-uppsats, KTH/Fastigheter och byggande

    Författare :Hanna Andersson; Louise Melander; [2018]
    Nyckelord :PSD2; fintech; New-Institutional theory; Operational Strategies; Payment service; Competition; PSD2; fintech; Nyinstitutionell teori; Operationella strategier; betaltjänster; konkurrens;

    Sammanfattning : Titel: Konkurrensen för de svenska storbankerna på betaltjänstmarknaden efterimplementeringen av PSD2. Bakgrund: Utvecklingen inom betaltjänster har under de senaste åren gått fort fram. Enligt Europeiska Kommissionen har utvecklingen krävt en mer uppdaterad lagstiftning. Betaltjänstdirektivet implementerades i Svensk Lag i maj 2018. LÄS MER